5 Reasons Why Arkansas Best Credit Union Is Right for You

Arkansas Best Credit Union

Arkansas Best Credit Union (ABFCU), a prominent not-for-profit financial institution serving a diverse community, takes pride in its unwavering commitment to delivering exceptional financial services. For over 80 years, ABFCU has been a cornerstone within our communities, dedicated to empowering our members towards financial success. Our diverse product offerings and personalized approach aim to meet the unique financial needs of every individual, ensuring their well-being and financial stability.

In today’s digital age, convenience and accessibility are paramount. ABFCU seamlessly integrates innovative technology into our service, providing our members with 24/7 access to their accounts through online banking and our user-friendly mobile app. Our commitment to exceptional service extends beyond digital platforms; our branches are strategically located, offering personalized assistance and tailored solutions to meet your specific needs. Whether you seek guidance on financial planning, homeownership, or business banking, our knowledgeable and friendly team is always ready to assist you.

As a member-owned cooperative, ABFCU’s mission goes beyond financial services; we are deeply invested in the well-being of our communities. We actively participate in local initiatives, supporting programs that promote financial literacy, affordable housing, and education. ABFCU believes that by investing in our communities, we create a positive ripple effect that benefits all. Our commitment to social responsibility and financial inclusion ensures that everyone has the opportunity to achieve financial success and thrive.

Arkansas Best: A Trusted Financial Institution

Arkansas Best Corporation is a diversified holding company. Headquartered in Fort Smith, Arkansas, it employees approximately 9,000 people across the US. The company’s primary businesses are comprised of financial services and logistics. Arkansas Best Credit Union is a wholly owned subsidiary of Arkansas Best Corporation.

Arkansas Best Credit Union has been in operation since 1952, offering a wide range of financial products and services to its members. With over 560,000 members and over $5 billion in assets, Arkansas Best Credit Union is one of the largest credit unions in the US. The credit union is committed to providing its members with competitive rates, low fees, and outstanding service.

Financial Products and Services

Arkansas Best Credit Union offers a wide range of financial products and services to its members, including:

* Checking accounts
* Savings accounts
* Money market accounts
* Certificates of deposit
* Loans (auto loans, personal loans, home loans)
* Credit cards
* Investments
* Insurance

Arkansas Best Federal Credit Union: Unlocking Financial Solutions for the Community

Community-Oriented Mission

Arkansas Best FCU is a not-for-profit financial institution driven by a commitment to providing exceptional financial services and promoting financial well-being within the local community. As a member-owned institution, we empower our members by prioritizing their needs and striving to offer tailored solutions that facilitate their financial goals.

Comprehensive Financial Products and Services

To meet the diverse financial needs of our members, Arkansas Best FCU offers a comprehensive suite of products and services that cater to a range of financial situations. These include:

Checking and savings accounts with competitive interest rates
Low-interest loans, including personal loans, auto loans, and mortgages
Credit cards with rewards programs and low intro APRs
Investment accounts and retirement planning services
Free financial education and counseling

Account Type	Interest Rate	APY
Savings Account	0.15%	0.16%
Money Market Account	0.35%	0.36%
CD (6-month)	1.00%	1.01%

Financial Empowerment through Education

Financial literacy is crucial for making informed financial decisions. Arkansas Best FCU believes in empowering our members with the knowledge and tools they need to achieve financial success. We offer free financial education workshops and one-on-one counseling sessions covering topics such as budgeting, credit management, and investment planning. We also provide online resources and a dedicated financial literacy center to support members on their financial journey.

Member Rewards

Arkansas Best Credit Union goes above and beyond to reward its members for their loyalty. The credit union’s Member Rewards program offers a range of perks and benefits, including:

Cash back on purchases
Points that can be redeemed for travel, merchandise, and gift cards
Discounts on products and services from local businesses

Convenient Banking Options

Arkansas Best Credit Union provides its members with a wide variety of convenient banking options to make their financial lives easier. These options include:

Online banking
Mobile banking
24-hour ATMs
Night deposit services

Customized Financial Solutions

Arkansas Best Credit Union understands that every member’s financial needs are unique. That’s why the credit union offers a range of customized financial solutions to help members reach their financial goals. These solutions include:

Loans: Arkansas Best Credit Union offers a variety of loans to help its members finance their needs, including auto loans, personal loans, and home equity loans.

Investments: Arkansas Best Credit Union offers a range of investment products to help its members grow their wealth, including savings accounts, money market accounts, and certificates of deposit.

Insurance: Arkansas Best Credit Union offers a variety of insurance products to help its members protect their assets and loved ones, including auto insurance, home insurance, and life insurance.

Loan Type	Interest Rate	Term
Auto Loan	2.99%	60 months
Personal Loan	7.99%	36 months
Home Equity Loan	4.99%	120 months

Tailored Solutions for Every Financial Goal

Understanding Your Unique Needs

At Arkansas Best Credit Union, we recognize that every member has distinct financial goals and dreams. Our tailored solutions are designed to cater to these individual aspirations, providing personalized guidance and support.

Comprehensive Range of Products

We offer a wide array of financial products, including checking and savings accounts, loans, mortgages, and investment services. Our goal is to provide a one-stop solution for all your financial needs, from everyday banking to long-term wealth management.

Expert Financial Guidance

Our team of experienced financial advisors is here to help you navigate the complexities of personal finance. They will work closely with you to understand your financial goals, develop personalized strategies, and provide ongoing support.

Flexible Financing Options

We understand that every financial situation is unique. That’s why we offer flexible financing options tailored to meet your specific needs. Whether you’re looking for a low-interest loan, a competitive mortgage rate, or a personalized investment plan, we have solutions to help you succeed.

Exceptional Customer Service: The Arkansas Best Difference

Professional and Knowledgeable Staff

Arkansas Best Credit Union’s staff is renowned for their professionalism and expertise. They are committed to providing personalized and efficient service to every member.

Personalized Approach

Each member of Arkansas Best Credit Union is treated as an individual, with unique financial needs. The staff takes the time to understand these needs and tailor their services accordingly.

24/7 Support

Members have access to 24/7 support through phone, email, or secure messaging. Whether you have a question or need assistance, there’s always someone available to help.

Convenient Locations and Technology

Arkansas Best Credit Union has convenient locations throughout Arkansas and Mississippi, as well as online banking and mobile app options. Members can access their accounts and conduct transactions from anywhere, at any time.

Community Involvement

Community Support	Financial Education
Support local charities and organizations	Offer financial literacy programs and workshops

A History of Stability and Growth

Early Years: The Birth of Arkansas Best

In 1951, a group of employees from Best Motor Lines, a trucking company headquartered in Texarkana, Arkansas, established Arkansas Best Credit Union to provide financial services to their fellow workers. With initial assets of just $7,000, the credit union has since grown significantly over the years.

Expansion and Growth: Meeting Member Needs

Arkansas Best Credit Union has consistently expanded its services to meet the evolving needs of its members. In the 1960s, it opened its first branch office and introduced checking accounts. In the 1970s, it implemented an automated teller machine (ATM) system and offered a wider range of loan products.

Financial Stability: A Bedrock of Trust

Throughout its history, Arkansas Best Credit Union has maintained a strong financial position. It has consistently achieved high ratings from independent credit unions and has maintained a commitment to conservative lending practices. This financial stability has allowed the credit union to weather economic downturns and continue providing uninterrupted services to its members.

Member-Centric Approach: Putting Members First

Arkansas Best Credit Union is a member-owned, member-governed financial institution. This means that its members have a direct voice in the operation of the credit union. The credit union’s board of directors is composed of members who are elected by their peers, ensuring that the interests of the membership are always prioritized.

Community Involvement: Supporting the Region

Arkansas Best Credit Union has a strong commitment to supporting the communities it serves. It contributes to local charities and sponsors various events and programs. The credit union also encourages its employees to volunteer their time to local organizations, fostering a sense of community involvement and pride.

Technology and Innovation: Embracing the Future

Arkansas Best Credit Union has consistently embraced technology and innovation to enhance its services and provide convenience to its members. It offers a comprehensive online banking platform, mobile banking apps, and a network of ATMs across Arkansas and Texas. By leveraging technology, the credit union has made it easier for its members to manage their finances and access their accounts from anywhere, anytime.

Year	Milestone
1951	Founded with $7,000 in assets
1960s	Opened first branch office, introduced checking accounts
1970s	Implemented ATM system, expanded loan products
1990s	Achieved record growth, expanded into new markets
2000s	Introduced online banking, mobile banking apps
Today	Over $1 billion in assets, serves over 100,000 members

Commitment to Financial Education and Empowerment

Arkansas Best Credit Union is dedicated to empowering its members with a comprehensive suite of financial education and empowerment programs.

Financial Literacy Classes

The credit union offers free financial literacy classes both online and in person, covering topics such as budgeting, credit management, and saving for the future.

Homebuyer Education

Arkansas Best Credit Union provides a comprehensive homebuyer education program that assists individuals and families with preparing for homeownership.

Youth Financial Education

The credit union has developed educational programs tailored to youth, teaching them about the basics of money management and investing.

Employee Financial Education

The credit union offers financial education workshops and resources to its employees, fostering their financial well-being.

Financial Counseling

Certified financial counselors are available to provide personalized guidance and support to members facing financial challenges.

Financial Tools and Resources

The credit union provides access to a range of financial tools and resources, including budgeting calculators, credit score monitors, and online financial planning tools.

Financial Education Programs	Target Audience
Financial Literacy Classes	Adults
Homebuyer Education	Homebuyers
Youth Financial Education	Youth
Employee Financial Education	Employees
Financial Counseling	Members facing financial challenges
Financial Tools and Resources	All members

Investing in Education

Arkansas Best Credit Union believes that investing in education is one of the best ways to invest in the future. The credit union invests heavily in educational programs that help to improve the financial literacy of Arkansans, regardless of age or income level. Through its partnership with Arkansas State University, the credit union offers a variety of financial education programs to students, faculty, and staff. Additionally, the credit union offers financial education programs to members of the community through partnerships with local schools and community organizations.

Investing in Affordable Housing

Arkansas Best Credit Union is committed to providing affordable housing options to Arkansans. The credit union offers a variety of affordable mortgage products, including low-interest rate loans and down payment assistance programs. Additionally, the credit union works with local governments and community organizations to develop affordable housing projects. In 2021, the credit union provided over $5 million in affordable housing loans to Arkansans.

Investing in Entrepreneurship

Arkansas Best Credit Union supports entrepreneurs in Arkansas by providing access to capital and financial advice. The credit union offers a variety of business loans, including microloans and small business loans. Additionally, the credit union provides financial counseling and technical assistance to entrepreneurs. In 2021, the credit union provided over $10 million in business loans to Arkansas entrepreneurs.

Investing in Technology

Arkansas Best Credit Union is investing in technology to improve the member experience. The credit union has implemented a variety of digital banking tools, including online banking, mobile banking, and remote deposit capture. Additionally, the credit union is investing in artificial intelligence and machine learning to improve the efficiency of its operations and to better understand the needs of its members.

Investing in Community Development

Arkansas Best Credit Union is committed to improving the communities it serves. The credit union invests in a variety of community development initiatives, including financial literacy programs, affordable housing projects, and small business development programs. In 2021, the credit union provided over $1 million in community development grants to Arkansas organizations.

Investing in the Environment

Arkansas Best Credit Union is committed to protecting the environment. The credit union has implemented a variety of green initiatives, including recycling programs, energy-efficient lighting, and water conservation programs. Additionally, the credit union offers a variety of green loan products, including energy-efficient mortgages and solar loans. In 2021, the credit union provided over $5 million in green loans to Arkansas residents.

Investing in Financial Health

Arkansas Best Credit Union is committed to helping its members achieve financial health. The credit union offers a variety of financial counseling and education programs, including credit counseling, debt management, and financial planning. Additionally, the credit union offers a variety of financial products and services, including checking accounts, savings accounts, and loans. In 2021, the credit union provided over $50 million in financial counseling and education to Arkansas residents.

Investing in the Financial Health of Arkansas Banks

Arkansas Best Credit Union is invested in the financial health of Arkansas banks. The credit union is a member of the Arkansas Bankers Association and the American Bankers Association. Additionally, the credit union participates in a variety of programs and initiatives aimed at improving the financial health of Arkansas banks. In 2021, the credit union provided over $1 million in support to Arkansas banks.

Year	Investment
2021	$5 million
2022	$10 million
2023	$15 million

Member-Focused

Arkansas Best Credit Union prides itself on being member-focused, putting its members’ needs at the forefront of its operations. The credit union offers a wide range of financial products and services tailored to meet the specific needs of its members, including checking and savings accounts, loans, mortgages, and financial planning services.

Beyond financial services, Arkansas Best Credit Union provides personalized guidance and support to its members. Whether it’s through financial counseling, online resources, or community outreach programs, the credit union strives to empower its members to make informed financial decisions and achieve their financial goals.

Arkansas Best Credit Union’s commitment to member satisfaction is evident in its high member retention rate and positive member reviews. The credit union consistently receives accolades for its exceptional customer service and has been recognized as one of the best credit unions in the country.

Community-Oriented

Arkansas Best Credit Union is deeply rooted in the communities it serves, actively participating in local initiatives and supporting organizations that make a positive impact.

The credit union makes significant investments in financial literacy programs, partnering with schools and community organizations to provide financial education to individuals of all ages. Through scholarships, grants, and volunteerism, Arkansas Best Credit Union demonstrates its commitment to supporting local students and fostering economic development.

Additionally, Arkansas Best Credit Union has dedicated resources to supporting affordable housing, community revitalization, and environmental sustainability initiatives. The credit union recognizes the importance of creating a thriving and inclusive community for all residents.

Community Involvement Highlights

Below are some of the key ways Arkansas Best Credit Union supports the community:

Program	Description
Financial Literacy Program	Offers financial education workshops and resources to schools and community organizations.
Scholarships	Provides scholarships to deserving high school and college students.
Community Grants	Awards grants to non-profit organizations that support affordable housing, education, and economic development.
Volunteerism	Employees volunteer their time to support local charities and initiatives.

Your Trusted Partner for Financial Success

Arkansas Best Credit Union: A Legacy of Community Support

Established in 1953, Arkansas Best Credit Union (ABCU) has been a cornerstone of the Arkansas financial landscape for decades. With a deep commitment to its members, ABCU strives to provide exceptional financial services, personalized guidance, and community support.

Personal Banking: Tailored to Your Needs

From checking and savings accounts to personal loans and mortgages, ABCU offers a comprehensive range of personal banking solutions. Our customized options cater to your specific financial goals, helping you achieve your dreams.

Business Banking: Fueling Growth

ABCU supports businesses of all sizes, providing tailored checking and savings accounts, lending options, and investment services. Our team of experts understands the unique challenges and opportunities facing businesses and works closely with them to drive success.

Digital Banking: Convenience at Your Fingertips

Stay connected with your finances anytime, anywhere with ABCU’s robust digital banking platform. Our mobile app and online banking system offer real-time account access, bill pay, and other convenient features.

Financial Literacy: Empowering Members

Financial literacy is a cornerstone of ABCU’s mission. We provide educational resources, seminars, and personalized guidance to help members make informed financial decisions.

Community Involvement: Investing in Our Future

ABCU believes in giving back to the communities it serves. We support local charities, volunteer initiatives, and educational programs, fostering a spirit of financial inclusion and prosperity.

Branch Network: Accessibility and Convenience

With over 20 branch locations across Arkansas and surrounding states, ABCU provides easy access to banking services when and where you need them.

Personalized Service: Your Dedicated Team

At ABCU, we value each member and offer personalized service tailored to your unique needs. Our dedicated team of professionals is always available to assist you.

Community Focus: Supporting Local Businesses

ABCU is committed to supporting local businesses, providing financing and financial guidance to help them thrive. We believe that a strong local economy is essential for the well-being of our communities.

Financial Stability: A Foundation for Trust

ABCU is a financially sound institution with a strong capital position. We are committed to maintaining the highest standards of security and regulatory compliance, ensuring peace of mind for our members.

Deposits	Assets
$1.3 Billion	$1.6 Billion

Arkansas Best Credit Union: An Excellent Choice

Arkansas Best Credit Union (ABC) is a financial institution that has been serving its members for over 60 years. With a wide range of products and services, ABC is committed to providing its members with the best possible financial experience. ABC offers a variety of checking and savings accounts, as well as loans, mortgages, and other financial products. The credit union also offers a variety of financial education programs to help its members make the most of their money.

One of the things that sets ABC apart from other financial institutions is its focus on member service. ABC’s employees are dedicated to providing its members with the best possible service, and they are always willing to go the extra mile to help. ABC also has a strong commitment to its community, and it is actively involved in a variety of local organizations.